Welcome to Pennyville
Enjoy some save some share some
Six animal friends, six good money habits, one little town where every choice turns into an adventure.
The Pennyville way
Three little words that grow good habits
Pennyville never starts with hard words or sums. It starts with a feeling every child knows — wanting something now — and turns it into a habit they can keep for life.
Treats are part of a happy life. Pennyville never says "never" — it says "enjoy a little, on purpose."
Tucking a little away means there's always something for tomorrow — and for a rainy day when a friend needs help.
The best part of having enough is having enough to give. Sharing turns saving into friendship.
Who lives in Pennyville
Meet the Pals
Each friend is best at one good habit — and together they cover everything a young saver needs to know. Tap a Pal to hear their story.
Moolah
The Cheese-Wise Mouse
Loves cheese a little too much — until she learns to enjoy some, save some and share some.
Read her story →
Spencer
The Smart Saver Squirrel
Always a season ahead. Saves a little and often, sets goals and celebrates steady progress.
Read his story →
Bobbie
The Budgeting Badger
Three baskets — Today, Tomorrow and Future — make budgeting feel like balance, not rules.
Read his story →
Nancy
The Newfoundland
Spends every shiny bone at once — until a storm teaches her to build a bone bank for safety.
Read her story →
Cooper
The Compound Cat
In his Compounding Corner, small beginnings grow into something bigger, given time and patience.
Read his story →
Odin
The Wise Watcher
Watches over Pennyville, asks good questions and helps the Pals see the bigger picture.
Read his story →The Pennyville bookshelf
Stories that grow with the reader
The series begins with the youngest readers and gently ages up — one world that grows alongside your child.
Moolah the Cheese-Wise Mouse
Spencer the Smart Saver Squirrel
Bobbie the Budgeting Badger
Cooper the Compound Cat
Nancy’s Nuisance Spending
Moolah’s Clever Christmas
The Pennyville book collection is in development. This is its growing home — new stories, extras and activities will appear here first.
Explore Pennyville now
Read it, play it, live it
Every idea in a Pennyville story has a matching game, so a lesson becomes a habit rather than a one-off. No sign-up, no cost — just tap and play.
For grown-ups
Useful conversations, without the heavy words
Pennyville doesn’t begin with definitions or sums. It begins with feelings children already know — wanting something now, worrying about running out, feeling proud of progress, helping a friend.
Those moments give parents, grandparents and teachers a natural, gentle way to talk about needs, wants, goals, patience and generosity.
- Written for ages 5–8, including less confident readers
- Story first — the lesson is felt, never lectured
- Free games and printables, no account needed